No long-term contracts
Pay Yourself First
Your business should work for you — not the banks. We help reduce unnecessary processing fees so profits stay where they belong.
Veteran-Owned · San Antonio, TX
Servant MerchantsTransparent payment solutions for businesses that refuse to overpay.
D&G Solutions LLC is a veteran-owned, service-disabled veteran-owned merchant services company based in San Antonio, Texas. Transparent POS and payment processing with no long-term contracts.
Trust & Credentials
Veteran-owned. Service-driven. Built on integrity.
Veteran-Owned
Founded and operated by U.S. military veterans.
SDVOB Certified
Service-Disabled Veteran-Owned Business.
SAM.gov Registered
Active registration for government contracting.
Locally Operated
Proudly based in San Antonio, Texas.
- ✓ CAGE Code on File
- ✓ Transparent Pricing
- ✓ No Long-Term Contracts
Our Services
Merchant-first payment solutions
Transparent, merchant-first payment solutions designed to help you keep more of what you earn.
Transparent pricing
Loyalty & Understanding
If you believe in your product, it sells itself. The right customers understand value, clarity, and consistency.
Customer-friendly model
Rewards — Who's Funding What?
Customers choose cards for points and rewards. Our approach helps ensure small businesses aren't the ones footing that bill.
9+ provider options
POS & Equipment
Clover, SkyTab, Dejavoo, PaybotX, and more — we broker the best-fit solution for your business instead of pushing one brand.
Compliant dual pricing
Cash Discount Programs
Transparent cash discount models with clear disclosure — no hidden transaction fees or junk markups.
Fast implementation
White-Glove Support
From onboarding to ongoing support, we serve business owners the way we'd want to be served — with honesty and respect.
Savings Calculator
Ready to stop overpaying on card fees?
See how much you could save with a transparent cash discount model versus the typical 3% industry processing rate. No hidden fees, no long-term contracts.
- ✓Based on real pricing comparisons from D&G merchant agreements
- ✓Compliant dual-pricing with upfront disclosure
- ✓Free or heavily subsidized POS equipment available
$40,000
| Comparison | Monthly | Annual |
|---|---|---|
| Typical fees (3%) | $1,200 | $14,400 |
| D&G cash discount model | $0 | $0 |
| Your savings | $1,200 | $14,400 |
Testimonials
Trusted by San Antonio businesses
Real merchants. Real savings. Service-driven support from people who answer the phone.
“Gabriel walked us through every option without pressure. Our processing costs dropped and the Clover setup was live in days.”
David S.
Last Stop Southtown · Bar & Restaurant
“Finally a processor that explains the fees upfront. The cash discount program made sense for our taco shop immediately.”
Cathy M.
Caty's Tacos · Restaurant
“As a veteran-owned business ourselves, we appreciated working with people who actually answer the phone. Top-notch service.”
Chris R.
Classic Barbershop · Personal Services
“We compared Square and Clover side by side. D&G got us better hardware terms and a setup that scales with our brand.”
Maria L.
Grind Time Apparel · Retail
About Us
We don't believe in squeezing merchants.
D&G Solutions, LLC is a veteran-owned, service-disabled veteran-owned business proudly based in San Antonio, Texas. We built this company with a simple belief: small businesses shouldn't lose hard-earned money to confusing fees, hidden markups, or one-size-fits-all payment systems.
Founded by Gabriel and Destini, we exist to serve business owners the way we'd want to be served ourselves — with honesty, transparency, and respect. We believe in educating, supporting, and building long-term relationships.
Servant Merchantsisn't just a phrase for us. It's how we operate.
FAQ
Frequently asked questions
Have a question we didn't cover? Feel free to reach out anytime.
What is the difference between a fee and a surcharge?+
A fee is pre-programmed into the payment system or POS and disclosed upfront as part of the transaction. When configured correctly and transparently, this can be compliant. A surcharge occurs when a business adds or adjusts a charge on the back end to recover credit card processing costs — even if disclosed, this can be classified as a surcharge and become non-compliant if done incorrectly.
What does Texas law say about credit card surcharges?+
Texas law (Business & Commerce Code Chapter 604A) restricts how credit card surcharges may be applied. Improperly passing along processing costs outside of a compliant, disclosed pricing structure can result in violations, even when the intent is transparency.
What is the difference between a pre-programmed device fee and manually adding a fee on the back end?+
A pre-programmed device fee is applied automatically at the point of sale as part of a compliant pricing structure. Manual back-end adjustments are inconsistent, often classified as surcharges, and can make revenue reporting appear inflated — impacting taxes even when the amount only offset processing costs.